A LITTLE BIT
ABOUT ME
Danielle Law
With over 15 years of experience in the mortgage industry, I’ve worn many hats—processor, closer, assistant, and even worked in the scratch-and-dent department—but being a loan officer has always been my passion. Originally licensed in 2008, I’ve dedicated my career to helping families achieve the American dream of homeownership.
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Born in the UK, I’ve called the U.S. home for many years. I’ve been happily married for 22 years and have two amazing kids, now 21 and 24—no grandkids yet, thank goodness! When I’m not helping clients secure their dream homes, you’ll find me embracing the great outdoors, whether it’s camping with my dogs, exploring the mountains, or admiring nature’s beauty.
I also have a deep love for animals, reptiles, and plants, and I spent many years volunteering at an animal rescue. My husband and I share a passion for raw wood, which he transforms into beautiful handcrafted furniture.
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I take pride in guiding my clients through the mortgage process with care, expertise, and a personal touch. Whether you’re a first-time homebuyer or refinancing, I’m here to help every step of the way!
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SmartBuy
Suite of Down Payment Assistance Products
The SmartBuy suite of down payment assistance products makes homeownership more accessible by covering FHA and USDA minimum investment requirements. Offering up to 5% of the purchase price for down payment, closing costs, or rate reductions, SmartBuy has no income or first-time homebuyer restrictions and is available nationwide. Flexible repayment options and temporary rate buydowns provide additional affordability.
Government
One-Time Close
Construction Loan
The Government One-Time Close Construction Loan simplifies the home-building process with a single closing, reducing costs and locking in the interest rate for the permanent loan. Borrowers benefit from no payments during construction, no re-qualification after completion, and lower expenses with just one appraisal and one set of closing documents. For builders, this program expands their market with low and no down payment options, reduces risk by ensuring financing stability, and provides a fallback funding source without mandatory draws.